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Auto Loan Refinance Calculator

This calculator will help you to decide whether or not you should refinance your current auto at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on any fees.
Enter the principal balance of your vehicle loan:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly car payment:
(principal and interest portion only)
Enter the your current interest rate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the any fees that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on fees:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):


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